What Happens If I’m Hospitalized More Than 90 Days on Medicare?”
What happens if a hospital stay passes 90 days on Medicare? Here’s how the 60 lifetime reserve days and Plan G actually work.
Entries by Doug Jones
FL Hospital Indemnity Insurance | Medicare Advantage | NISONA
Most Medicare Advantage plans advertise a low or $0 premium — but that often means higher cost-sharing when you actually need care. Here’s what that gap looks like in practice, and how a hospital indemnity plan can help cover it.
7 Reasons Not to Enroll in Medicare Advantage With TRICARE
Have TRICARE For Life? Before you switch to a Medicare Advantage plan this AEP, here are 7 reasons it usually isn’t the upgrade it sounds like — from losing your nationwide network to plans that can vanish every year.
High Deductible Plan G in 2026: Is It Worth It for Florida Seniors?
HD Plan G offers significantly lower premiums than standard Plan G — but with a $2,950 deductible. Here’s how to decide which one is right for you.
5 Medicare Mistakes Florida Seniors Make During Open Enrollment
Florida seniors make costly Medicare mistakes during Open Enrollment every year. Here are the 5 most common — and how to avoid them.
What Is the Medicare Part A Deductible in 2026 — and How Can You Cover It
The Medicare Part A deductible is $1,736 in 2026 — and it resets every benefit period, not every year. Here’s what Florida seniors need to know.
How Much Does Medicare Part B Cost in 2026?
The standard Medicare Part B premium in 2026 is $202.90/month — but many people pay more. Learn what affects your Part B cost and how a local advisor can help.
Medicare Supplement vs. Advantage Florida 2026 | NISONA
Trying to choose between Medicare Supplement and Medicare Advantage in Florida? A local NISONA advisor breaks down the key differences so you can make a confident decision.
Medicare Supplement vs. Medicare Advantage: Which Is Right for You?
Quick answer: The standard Medicare Part B premium in 2026 is $202.90 per month, with a $283 annual deductible. However, higher-income beneficiaries pay more due to IRMAA surcharges — and missing your enrollment window can trigger a permanent penalty.
5 Things to Know Before Buying Dental Insurance in Florida
Dental insurance looks simple — until you hit a waiting period you didn’t know about or max out your annual benefit mid-year. Here are five things worth understanding before you sign up for a plan in Florida.
Nisona serves the insurance needs of the Treasure and Space Coast.