Do you have health issues that prevent you from buying life insurance?
If you have health problems that are preventing you from qualifying for fully underwritten life insurance, you may still be able to qualify for a type of life called guaranteed issue life insurance.
These types of plans make it possible for people to buy life insurance that would not normally qualify for fully underwritten life insurance. Guaranteed issue life insurance should not be confused with simplified issue or traditional term life insurance with no medical exam.
Guaranteed issue life insurance policies
These type of policies are more expensive and do have limitations. However, having some life insurance is usually better than having none. These plans are generally available in smaller face amounts and are often purchased to pay for final expenses after death. They do not require an exam or blood work and are issued within a couple of days. Almost anyone can qualify for these types of life insurance plans.
If you are in relatively good health you probably would find a better value for your life insurance dollars by going with the more traditionally underwritten life insurance. For a fully underwritten instant term life insurance quote click Florida Low Cost Life Insurance.
If you’re not sure what type of life insurance you would qualify for or just have some questions give us a call. We will be happy to address your questions or concerns and point you in the right direction.
Hassle free life insurance quote
To learn more about guaranteed issue life insurance or if you would like to obtain a no obligation, hassle free quote, complete the form above.
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Nisona serves the insurance needs of the Treasure and Space Coast.