If you're receiving Social Security Disability Insurance (SSDI), you may be entitled to the same Medicare benefits available to Americans 65 and older — serving beneficiaries across Florida's Treasure Coast and Space Coast.
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If you’re receiving Social Security Disability Insurance (SSDI), you may already qualify for full Medicare benefits — the same coverage available to Americans 65 and older.
Key Points
Want help figuring out your exact eligibility date?
Once you meet the waiting period, enrollment and your guaranteed-issue window follow automatically.
Most SSDI recipients become Medicare-eligible after 24 months of disability benefits. You’ll be automatically enrolled in Part A and Part B — watch for your red, white, and blue Medicare card.
A 7-month window — the 3 months before, the month of, and the 3 months after your Medicare begins — during which you can enroll in a Medigap or Medicare Advantage plan without answering health questions.
Two diagnoses qualify you for Medicare immediately, with no 24-month waiting period.
No Waiting Period
Medicare coverage begins the same month SSDI benefits start — no wait at all.
No Waiting Period
Permanent kidney failure requiring dialysis or a transplant qualifies you right away.
During your IEP, you can choose the path that fits your health needs and budget.
Available to You
Choosing between Medigap and Medicare Advantage depends heavily on which doctors and hospitals are in-network where you live. We help disability enrollees across both coasts compare options.
Treasure Coast
Serving Vero Beach, Sebastian, Fort Pierce, and Port St. Lucie. Local network considerations include Cleveland Clinic Indian River Hospital, Lawnwood Regional Medical Center, and Orlando Health Sebastian River Hospital
Space Coast
Serving Melbourne, Palm Bay, Titusville, and surrounding Brevard County. Local network considerations include the Health First hospital system, Parrish Medical Center Orlando Health Sebastian River Hospital.
No pressure, no cost — just a clear look at your options.
We confirm your SSDI timeline and exact Medicare eligibility date.
We review your current doctors, medications, and hospital preferences.
We compare Medigap and Medicare Advantage plans available in your area.
You enroll in the plan that fits — with no cost or obligation for our help.
No. If you’re receiving SSDI, you generally qualify after 24 months of benefits, regardless of age. ALS and ESRD diagnoses can waive the wait entirely.
In most cases, yes — Part A and Part B enrollment happens automatically once your waiting period is satisfied. Watch your mail for your Medicare card.
Not during your 7-month Initial Enrollment Period. Insurers must offer Medigap coverage during this window without underwriting based on your health.
You’ll get a second Initial Enrollment Period at 65, giving you another guaranteed-issue window to review or switch your coverage.
No. Our consultations are always free, with no obligation to enroll through us.
Navigating disability-based Medicare enrollment on your own can be confusing. NISONA advisors provide unbiased guidance so you can make the best choice for your health and budget — at no cost to you.
Our service is completely free and 100% unbiased.
Whether you’re newly eligible on disability or reviewing your options ahead of turning 65, our friendly, knowledgeable advisors walk you through it — no pressure, no cost.
Nisona serves the insurance needs of the Treasure and Space Coast.