Local Medicare Advisor — Sebastian, Florida
NISONA is Sebastian's own independent Medicare advisor — right here in your community, serving Indian River County with honest, no-pressure Medicare guidance.
Based in Sebastian · Serving all of Indian River County · Licensed throughout Florida
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When you have questions about Medicare, there’s a real advantage to working with someone who lives and works in your community. NISONA’s office is located right here at 1627 US Hwy 1 in Sebastian — minutes from downtown, and deeply familiar with the local healthcare providers, hospitals, and Medicare plans available specifically to Indian River County residents.
As an independent agency, we’re not tied to any single insurance company. We represent multiple carriers and compare every Medicare plan available in Indian River County — so the recommendation you get is genuinely based on what’s best for you, not on what pays us the most.
Our consultations are completely free. We’re compensated by the carrier when you enroll — at no additional cost to you and with no impact on your premium.
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Covers the gaps Original Medicare leaves behind — including the 20% coinsurance and hospital deductibles. See any Medicare-accepting doctor in Florida or nationwide with no network restrictions.
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All-in-one plans that often include dental, vision, hearing, and drug coverage — frequently with a $0 monthly premium. We compare every plan available in Indian River County.
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We check your current medications against every Part D plan available in Sebastian and Indian River County to find the plan with the lowest total drug cost for your specific prescriptions.
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Many Sebastian seniors qualify for Extra Help and don’t know it. We check your eligibility and help you apply for a program that could save you $1,000+ per year on drug costs.
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Approaching 65 or retiring soon? We walk you through every enrollment decision — what to sign up for, when, and in what order — so you don’t miss a deadline or face a permanent penalty.
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Receiving SSDI? You may qualify for Medicare before age 65. We help you understand your options and find the right supplemental coverage for your situation.
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Medicare plan availability, provider networks, and drug formularies all vary by county and zip code. The plans available in Sebastian and Indian River County are specific to this area — and a national call center or TV commercial can’t tell you which plans include your local doctors, whether Cleveland Clinic Indian River Hospital is in-network for a specific Advantage plan, or which Part D plan covers your exact medications at the lowest cost in your zip code.
As a Sebastian-based agency, we know the local healthcare landscape, including the providers and hospital systems serving our community:
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Sebastian · Vero Beach · Indian River Shores · Orchid · Fellsmere · and surrounding communities throughout Indian River, St. Lucie, Martin, and Brevard counties. Licensed throughout the state of Florida.
No pressure. No obligation. Just clear, honest Medicare guidance from someone who lives and works right here in Sebastian, FL.
1627 US Hwy 1, Suite 220, Sebastian, FL 32958 | By Appointment | (888) 564-2326
Nisona serves the insurance needs of the Treasure and Space Coast.