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Understanding Medicare Understanding Medicare can be very complicated for seniors
 
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Medicare/Long Term Care
 
Medicare Supplement Quote Medicare Supplement Quote More Info | Request Quote
  Medicare is a health insurance program for people who are 65 or older, people who are age under age 65 with certain disabilities, and people with End-Stage Renal Disease.   Permanent kidney failure requiring dialysis or if you have had a kidney transplant also qualify. Medicare Has Three Basic Parts:  Part A - Hospital Insurance, Part B - Medical Insurance, .and   Part D - Prescription Drug Coverage
 
Long Term Care Insurance Long Term Care Insurance More Info | Request Quote
  Long Term Care is the assistance individuals need when they are unable to care for themselves and need help with Activities of Daily Living (ADL)s - bathing dressing, transferring, toileting, continence and eating - or they have a severe cognitive impairment. The need for Long Term Care can result from an accident, chronic illness, and short-term disability or from advancing age.
 
Medicare Part D Medicare Part D More Info | Request Quote
  Medicare started offering insurance coverage for prescription drugs through Medicare prescriptions drug plans and other health plan options. Medicare's new prescription drug coverage will typically pay over half of your drug costs, for a monthly premium. It will also provide peace of mind because it protects you once your out-of-pocket drug spending is more than $3600 in a year. Even if you don't use a lot of prescription drugs now, you should consider joining.
 
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