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Florida Professional Disability Income Replacement Insurance |
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| Protecting Your Most Valuable Asset... Your Income
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More Info | Request Quote |
Most people pay little attention to how they might handle their family's living expenses should their income suddenly cease because of an unexpected illness or injury. Perhaps this is because most people feel an injury or illness will never happen to them. However, the statistics are unsettling.
According to the Insurance Information Institute (III, 2005), an individual between the ages of 40 and 65 has a greater chance of missing at least three months of work due to an accident or illness than of suffering an untimely death. Indeed, the average recovery period runs a lengthy two and a half years. This is why disability income insurance should be an important part of your overall financial picture. |
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| Protect Your Most Valuable Asset
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Disability income insurance protects your most valuable asset-your ability to earn an income. You pay a periodic premium and, in exchange, if you are disabled and cannot work, the insurance company promises to pay you a predetermined benefit amount for a specified period of time.
In order to understand the right type and amount of disability income insurance for your needs, you'll first need to examine if you already have some coverage in place. For instance, you may have some form of disability income insurance through your employer. If you do, it may be a good idea to find out if you have short-term and/or long-term coverage, and exactly how long the benefits last. Knowing what coverage you already have in place will help you determine if you need additional coverage to help pay for your home or apartment,
automobile's, utilities, food, clothing, education, etc., in the unfortunate event you ever became disabled.
Likewise, if you're self-employed, you need to carefully examine how a disabling injury or illness could affect you, your family, and your business. Because workers compensation insurance is often confused with disability income insurance, you need to know that workers compensation (required of employers in most states) only covers disabilities that occur while you're on the job. Hence, in order to qualify for benefits, the illness or injury must be work-related. |
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| Better Safe than Sorry |
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Since disability income insurance protects your potential future earnings, you should consider it an important part of your insurance program. Remember that individual contracts can be specifically tailored to help meet your personal and/or business needs. Because features and benefits vary widely from policy to policy, you may wish to discuss your needs with a qualified insurance professional-one who can answer your questions and concerns, assess your needs, and help you make an informed decision. |
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| How do I find a good price on disability insurance?
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Get a long-term or short-term quote for nearly any state in the country, INCLUDING: Arizona, California - CA, Colorado, Florida, Georgia, Maine, New Jersey - NJ, North Carolina, Oregon, Rhode Island and Texas.
Just
 for a free quote that meets your needs!
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Florida Professional Disability Income Replacement Insurance
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National Insurance Services Of North America (NISONA) offers disability income insurance plans and provides disability income quotes for all kinds of occupations including business owners and other professionals to provide financial security in the event of disability of income
Florida Disability Insurance Quotes available in all Florida Counties
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Alachua Gainesville disability income
Baker County
Bay County
Bradford County
Brevard County Melbourne
Palm Bay
Broward
Ft Lauderdale
Hollywood
Calhoun County
Charlotte County
Citrus County
Clay County
Collier County
Columbia County
DeSoto County
Dixie County
Duval Jacksonville
Escambia County Flagler County |
Franklin County
Gadsden County
Gilchrist County
Glades County
Gulf County
Hamilton County
Hardee County
Hendry County
Hernando County
Highlands County
Hillsborough County
Holmes County
Indian River County cities of
Vero Beach
Sebastian
Jackson County
Jefferson County
Lafayette County
Lake County |
Lee County
Leon County
Levy County
Liberty County
Madison County
Manatee County
Marion County
Martin cities of
Stuart, Palm City, Jensen Beach
Miami-Dade County
Monroe County
Nassau County Okaloosa County
Okeechobee County
Orange cities of
Orlando, Apopka
Osceola County
Palm Beach County Palm Beach Boca Raton, Delray Beach, Jupiter Palm Beach Gardens
Pasco County |
Pinellas County
Polk County
Putnam County
Santa Rosa County
Sarasota County
Seminole County
St. Johns County
St. Lucie County cities of Ft Pierce, Port St Lucie
White City
Sumter County
Suwannee County
Taylor County
Union County
Volusia County
Wakulla County
Walton County Washington County |
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