HSA, Health Savings Account Save thousands of dollars each year on your total healthcare expenditures. Compare side by side rates from Americas top rated companies
What is ROP Term? ROP stands for Return-Of-Premium .
ROP Term in Florida is a newly introduced
Term life insurance plan that provides death benefit protection with a return of premium feature. This product is revolutionary do to the fact that it bridges the gap between low-cost term insurance and permanent insurance.
Return-Of-Premium (ROP Term) is aimed right at one of the greatest consumer objections to regular term life insurance: “I am probably not going to die, and my money will have been wasted." With ROP Term you do not have to feel like you have wasted your money if you are still alive at the end of the term of the policy. Unlike regular term life insurance , return of premium (ROP) term rewards you for living by offering a guaranteed return of your total cumulative premium paid on the policy during the level term period, not including substandard and rider charges, The premiums will be paid to the policy owner at the end of the level term period provided the policy is then in force.
Example: Male, 35 preferred plus, 500K 30 year term:
Annual premium = $810, Return of Premium after 30 years = $24,300
($810 x 30yr = $24,300) Income Tax Free, because the premiums you paid is after tax dollars.
Instantly compare Return-of-Premium rates from trusted top rated insurance
companies. Our ROP Term life quotes online search engine, powered by
Compulife, will provide you with the most competitive rates in the country.
Once you receive your quotes you may request to receive Carrier Specific
"Term Life Application Form Online." You will also receive policy illustrations
and carrier rating information, so you can rest assured you have made the
right choice.
You may also contact us and speak with one of our friendly and knowledgeable licensed professionals
National Insurance Services of North America, Inc. (NISONA): provides instant life insurance quotes online and offers 1000's of life insurance policies from America's top rated Florida Term Life Insurance Carriers, with Life Insurance products that include Florida Return of Premium, Term Life Quotes, Whole Life Quotes, Health Insurance Quotes, Health Savings Account HSA, and Dental quotes online.
Return of Premium Term Life Insurance Quotes Are
Available In All 50 States
At National Insurance Services of North America (NISONA)we are 100% committed to your total satisfaction. This means
Accurate term life insurance quotes, Affordable Florida health insurance quotes, all accessible 24/7, in addition to straight forward information from our licensed agents, and attentive customer service. We are currently licensed and insured to conduct business in the following States.
Arizona - AZ |
Arkansas - AR|California - CA|Florida- FL| Georgia -
GA| Iowa - IA | Kansas - KS | Texas -
TX |
Accurate Term Life Insurance Quotes, U/L Whole Life
Insurance Quote, Return of Premium Quote, Arizona Health
Insurance Quote, Short Term Health Insurance Quote, Health
Savings Account (HSA), Disability Insurance Quote,
Annuities, Long Term Care Insurance
